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Short

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1-15 Minutes

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The sooner we can get you qualified, the faster you’ll be moving in to your new home.

Let us help you get started on the next chapter of your life today!

  • Nick and team did the impossible for me - from start to finish they were able to get my mortgage done in about 10 days. In addition, Nick was very easy to work with while helping to explain all of the various pieces of the puzzle. Highly recommended.
  • I worked with Nick when I refinanced my home in Oct 2013, and he did a wonderful job! He was knowledgeable, thorough, and he had my best interest in mind. I never felt pressured! He was very attentive and always available by phone or email to answer my qu.....
  • I first met NIck Richardson in April 2013 when he worked with my step-son to get pre-qualified for a loan with his company. From our very 1st meeting he was wonderful to work with. It was like working with an old friend as opposed to someone I had just re.....
  • I have worked with numerous lenders in the past and had average to fair experiences. Working with Nick has been a GREAT experience! His responsiveness and work ethic are top notch. He makes the extra effort by meeting my clients whenever and wherever (eve.....

Our Resources

Our objective is simple: to give you the best tools possible to help make the best decision about your financial future.

Check out our available tools and contact Nick for more info.

Mortgage Glossary

Mortgages can be confusing for the first time home buyer, so let us help explain. Below you'll find explanations for most of the mortgage industry terms.

FHA Loans

Borrowers looking to secure a mortgage
with as little as 3.5% down payment.

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VA Loans

A VA Home Loan helps Servicemembers, Veterans,& eligible surviving spouses become homeowners.

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HARP Loans

HARP was created to assist buyers who owe more than their home is worth and need to refinance in order to lower their payment and interest rate.

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JUMBO Loans

A Jumbo Loan is a mortgage in excess of
$636,150 or $424,100 depending on the county.

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